Poor Credit

Welcome back!

First Step To Credit Repair

The first thing that you have to do is to get your credit reports from all three credit reporting agencies. It’s absolutely free as a credit agency has to provide a credit report on demand for free once a year.

Seven Years Action On An Account

Remember that bad credit can stay on your credit report for not more than seven years beyond the last action that was made on the account. Seven years after your last payment not after the negative report was logged in.

Credit Reporting Errors Are Very Common

You should have a brief info about credit so you can challenge negative credit and use them if you find any mistakes in your credit report. Credit reporting mistakes are really very common.

Repair Bad Credit With Credit Cards

Credit cards really help in building a good credit but if used wrongly they can also trash a person’s credit.

Don’t Go With Who Claim They Can Erase a Bankruptcy

Do not waste your money on any service that claims that they can erase your bad credit. This is because if you have any bad credit on your reports that is “legitimate” then you have to stuck with it. No one can change it.